Public adjusters assess the extent of damage or loss to your property and thoroughly document it. They take photos, gather evidence, and create a comprehensive inventory of damaged items.
Policy Review
They review your insurance policy to understand the coverage and limitations. This helps them ensure that you receive the maximum compensation allowed under your policy.
Claim Preparation
Public adjusters prepare and submit the insurance claim on your behalf. This includes all necessary documentation, reports, and supporting evidence to the insurance company.
Negotiation
They engage in negotiations with the insurance company's adjusters or representatives. Their goal is to secure the best possible settlement for you, often going back and forth to reach an agreeable outcome.
Settlement Maximization
Public adjusters prepare and submit the insurance claim on your behalf. This includes all necessary documentation, reports, and supporting evidence to the insurance company.
Claim Advocacy
Public adjusters act as your advocate throughout the entire claims process. They can answer your questions, address concerns, and ensure that you understand your rights and options.
Dispute Resolution
If your claim is denied or underpaid, public adjusters can help you dispute the decision and provide expert support in appealing the insurance company's decision.
Time and Stress Reduction
Using a public adjuster can save you time and reduce the stress associated with dealing with insurance claims. They handle the paperwork and negotiations, allowing you to focus on recovering from your loss.